From a Starbucks in the heart of London, where Olympic fever is bubbling away all around me, I’m proud to bring you the 341st Festival of Frugality
Editors Picks…
SB presents 101 Ways to earn extra money from side hustle posted at One Cent at a Time. An extensive list of 101 ways to earn extra money on the side by doing small hustle. See what fits for you. This post is to give you the possibilities, it’s up to you to implement.
Karen Bryan presents Living a Richer Live posted at Help Me To Save. Living a richer life isn’t just about having lots of money, it’s also about quality of life.
Philip presents Best Place to Buy Used Furniture: Estate Sales? posted at PT Money Personal Finance. Tips for buying used furniture at estate sales–including ones to help prevent getting carried away and buying more than necessary.
Donna Freedman presents Summer’s almost here: Think Christmas posted at Frugal Cool. News flash: Christmas and a couple of other winter holidays come every December. But to see the way people panic, and overspend, you’d think that the idea of gift giving had just been invented. Starting early gives you lots of time to make a list of possible gifts, look for the best prices and to talk to extended family about how you want to celebrate.
Sean presents How to Eat Right on a Budget posted at One Smart Dollar. Most people think that eating healthy has to be expensive. It is actually easier than you think to eat healthy meals while staying within budget.
Other fantastically frugal posts…
Penny Thots presents Eat This Not That for Financial Health posted at Penny Thots. There are plenty of foods and supermarket items that seem like a good deal, but end up being less than spectacular for your wallet.
Beating Broke presents Start Your Summer Right–Go Straight to the Farm for the Best Produce posted at Beating Broke. Since there are likely farmers in your area who grow the seasonal produce you crave, why not take a trip out to the farm to pick some of the produce on your own? Not only will you get to enjoy produce at the peak of ripeness, but you will also likely save substantially by buying at the farm.
Call Me What You Want Even Cheap presents The Year I Bought Dollar Store Gifts For The Family! posted at Call Me What You Want Even Cheap. This article is about the year I went cheap on Christmas presents for the family to pay off my mortgage the following year.
Robert presents Being Frugal Doesn’t Mean You Can’t Have Fun! posted at The College Investor. When it comes to living in a frugal manner, the following action lists highlight what I’ll be doing to ensure I’m putting my best foot forward in an effort to make fun fit into my budget.
Deacon Hayes presents 10 Ways to Trim Your Budget posted at Well Kept Wallet. There are two sides to the financial equation: income and expenses. The only way that you can improve your situation financially is by either increasing your income or cutting your expenses. Often times increasing your income can be a challenge, so I offer 10 ways you can trim your budget.
Miss T. presents Reader Question: How Single People Can Limit Waste and Save Money at the Supermarket posted at Prairie Eco Thrifter. The grocery store can be a treasure trove of food opportunities for the single person. You just have to look. Here are my tips for solo cooking and dining.
Peter presents Summertime Savings Tips: BBQ on a Budget posted at Bible Money Matters. In my mind there are two ways to get a cheap grill (excluding someone just giving you a grill). Scoring a good grill at a local garage sale or buying one on sale at a home improvement store. My family has experience with both.
Matt presents Learn How to Coupon at CVS: Roll Your Extrabucks posted at Living in Financial Excellence. CVS is one of my favorite places to shop at for freebies and awesome bargains. It takes a little bit of time to learn how to, but once you master CVS, it will be a breeze! Here are step by step instructions on how to save the most money at CVS!
Jeff Rose presents What You Need to Know Before Buying an Equity Indexed Annuity posted at Good Financial Cents. Several years ago while tuning into Dateline on NBC, I watched as they conducted one of their typical undercover operations. This one was a bit different though and more closer to home as they were running sting operations on financial advisors.
Jeremy presents Leaving Your Heart Out Of Financial Decisions posted at Modest Money. Have you ever wondered why we sometimes rush into some financial decisions without properly thinking things through? Maybe we have weak willpower, but the reality of the situation is that we are letting our hearts impair our judgement.
Teacher Man presents Average vs Marginal Tax Rates posted at My University Money. When I was in university I couldn’t have cared less about knowing the difference between average tax rates and marginal tax rates. I just knew that I got a nice juicy refund every spring (when it was sorely needed) because as a student I got a lot of cool tax breaks and I didn’t make much money. In saying that is all that I knew, I should mention that, that was more than almost all of my friends knew!
Young presents Using Debt and Failure As Motivation posted at Young And Thrifty. It’s all fine and well to be motivated by altruistic means, but I would argue that the top performers in most fields are fuelled by something other than the prize at the end of a rainbow.
Forest Parks presents You could eat too much if you buy in bulk posted at Frugal Zeitgeist. Buying in bulk is a smart choice but it can lead to you pigging out in the middle of the night on all the goodies you have stashed! This can be avoided but it takes discipline.
Jacob @ My Personal Finance Journey presents Ten Ways to Keep Energy Costs Down in Winter posted at My Personal Finance Journey. Even though we are in the middle of the summer months, now is the perfect time to start thinking about how to winterize your home to help you keep energy costs down during those cold winter months. This post illustrates ten ways to help keep winter energy costs low and save money.
Carrie Smith presents How to Save Money on Your Daily Cup of Coffee posted at ReadyForZero Blog. With more than 50% of the population in America drinking a cup every day, the coffee business is booming. And at $3-5 (or more) per cup, that can add up to a lot of money for a morning cup of joe. If you just can’t live without that morning cup, check out these simple ways to save money it.
Melissa presents How to Make Homemade Instant Oatmeal Packets and Save Money posted at Bargaineering. While you may not be able to make your own breakfast cereal without a fair amount of work, you can make your own oatmeal packets quickly and not only save some money, but also eat healthier.
Sandy presents Why High School Seniors Are Choosing to Stay Close to Home posted at Yes, I am Cheap. It is the dream of many upcoming high school graduates to leave their home and start their own independent life. However, many more than usual will be making the choice to remain close to home when they go to college. They are doing this in larger numbers for a variety of reasons.
FMF presents The 52 Best Money Saving Tips, Ideas #50 through #46 posted at Free Money Finance. I’m listing the 52 best money saving tips in countdown order. The intent of this series is that these ideas can be applied throughout the year, a week at a time, to help you improve your financial situation and maximize your savings. We’re on to numbers 50 through 46 as follows.
Melissa presents The Tale of Two CSAs or How We Decided to Purchase Two Produce CSAs This Year posted at Mom’s Plans. Between the 2 CSAs, I now have enough to meet our veggie requirement for the week. CSA 1 will give us enough new to us produce that we can feel adventurous, while CSA 2 will give us yummy tried and true veggies that we know and love.
Jefferson presents Money For Nothin’ posted at See Debt Run. Nothing is worse than money that you have to spend without getting a return. Discussed are interest payments, insurance, and bank fees.
Annabelle presents How to have the frugal wedding of your dreams posted at Shopping Detox. My parents’ $73.34 wedding in the 70s was an epic feat of frugality (and hippieness). Here are some tips to keep that spirit in your own thrifty nuptials!
Glen Craig presents Are Credit Monitoring Services Worth It? posted at Free From Broke . Ever worry about identity theft? Would you like to keep tabs on your credit? A credit monitoring service may be for you. See what they do and if they are worth it.
Martin presents Should You Borrow Money For College? posted at Studenomics. An always controversial subject. Should you borrow money for school? Should you be frugal?
Roshawn Watson presents How To See A Bright Financial Future posted at Watson Inc. Perhaps one of the biggest ways to effect change financially speaking is to alter your belief system. Here are four ways to reshape your views regarding money.
Lance presents I Got A Crazy Deal: Samsung Galaxy Skyrocket posted at Money Life & More. After crafting a list of reason why I thought AT&T should give me a free $150 smartphone I picked up the phone and gave them a call. What follows is how I got them to give me the phone for free…
Thanks to all the brilliant bloggers for your fantastic submissions and congratulations to everyone who made it! This is my first time hosting a carnival and I must say I’ve had a wonderful time! Any help you can give to promote this weeks festival would be hugely appreciated and of course if you are keen to host the next Festival of Frugality please check out the homepage for details.
Until next time!
Take care,
Jenny x